The TheJourneyOf.Life Glossary
FinancialCanada

TFSA (Tax-Free Savings Account)

A TFSA is a Canadian savings account where money grows tax-free. Name your spouse as successor holder to allow them to take over the TFSA without tax consequences. Naming your estate instead creates unnecessary complications.

In short

A TFSA is a Canadian tax-free savings account. Name your spouse as successor holder — naming your estate creates unnecessary tax complexity.

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