Free TheJourneyOf.Life Calculator
RMD Calculator
Calculate your Required Minimum Distribution from a retirement account — USA and Canada rules supported.
Your results
RMD amount
$15,686
% of balance
3.92%
Net after-tax (est.)
$12,235
Estimated tax withheld: $3,451 (illustrative flat rate — your actual tax depends on your total income).
If you don't take your full RMD by the deadline, the IRS can apply a 25% excise tax penalty on the shortfall (reduced to 10% if corrected promptly).
Next year's projected RMD (assuming 5% growth): $16,404.
This is an estimate for planning purposes. RMD rules change periodically — confirm your exact figure with a CPA or financial advisor before filing.
Connect your retirement accounts and TheJourneyOf.Life tracks your RMD requirement annually.
See how this fits into your complete financial picture in TheJourneyOf.Life.
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